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Rates may change without notice. Rates are an estimate based on a 30 day borrower lock and the user's self-graded credit score. All quotes assume qualifying debt-to-income ratios. All payment quotes are for principal, interest and mortgage insurance only and does not include monthly charges such as property taxes and homeowners insurance. Actual total monthly payment will be greater. Additional lender fees may apply.
The Annual Percentage Rate (APR) for an Adjustable Rate Mortgage (ARM) is variable and is subject to increase or decrease, so your payments may increase or decrease each year after the initial period. The initial interest rate shown is valid for 5 years for a 5/1 ARM and 7 years for a 7/1 ARM. After the initial period, the variable interest rate and payment will adjust every year. The maximum periodic change in the interest rate is 2% with a maximum rate increase of 5% above the initial interest rate.
This application asks for certain information relevant to your mortgage rate quote, including some personal information. If you submit a request to have the lender contact you, the following information may be collected: email address, name, phone number and property address.
The information entered when performing a mortgage rate search is shared only with those lenders with whom you initiate contact. The information collected will not be used for any purpose except as specifically described above.
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