Plus, take advantage of additional rewards with our new checking accounts!

Advantage Account

  • 12 months, 0% introductory APR on purchases and balance transfers for the first 12 billing cycles on a personal First International Bank & Trust Credit Card with uChoose points*
    After introductory period, the APR for purchases and balance transfers will be either 14.88% or 9.99% depending on whether you qualify for a Badlands Visa or MasterCard or a First Platinum Visa card. APR for cash advances is 18.00%. Fee for cash advances is $5.00 or 3% of the amount of each cash advance, whichever is greater. Minimum interest charge is $1.00 and for foreign purchases, a fee of up to 1% of each transaction in U.S. dollars is applied. 
  • Offers a premium interest rate on average daily balances up to $25,000
  • Earn ATM refunds
  • Learn more!

Rewards Account

  • 6 month, 0% introductory APR on purchases and balance transfers for the first 6 billing cycles on a personal First International Bank & Trust Credit Card with uChoose points.*
    After introductory period, the APR for purchases and balance transfers will be either 14.88% or 9.99% depending on whether you qualify for a Badlands Visa or MasterCard or a First Platinum Visa card. APR for cash advances is 18.00%. Fee for cash advances is $5.00 or 3% of the amount of each cash advance, whichever is greater. Minimum interest charge is $1.00 and for foreign purchases, a fee of up to 1% of each transaction in U.S. dollars is applied.
  • Up to $250 off closing costs for first mortgage
  • A getting started perk for those age 23 or younger
  • Learn more!
Haven't had the chance to transition to one of our new checking accounts?

Simply click to chat with one of our Customer Care Representatives below or call 1-800-359-8092 and choose one of our new accounts. The transition is quick and easy.
 
*Subject to credit approval. Introductory rate available for new card holders only. Additional limitations, terms and conditions apply. Please see the full disclosure included with the application for more details. After the introductory period, the standard purchase APR will be applied to unpaid introductory balance, new purchases and new balance transfers. No annual fee.