Monthly Archives: October 2016

Cyber Security: Threats, Prevention & Education

Cyber Security: Threats, Prevention & Education

Stop. Think. Connect.

Did you know that October is National Cyber Security Awareness Month (NCSAM)? This is a month to raise awareness about protecting yourself against security threats, and staying safer and more secure online. Take this opportunity to raise awareness by educating yourself, your family and your friends.

Current Threats

As cyber security threats continue to grow in quantity and sophistication, it is critical that we remain educated on the latest attack methods and scams. Recent threats include social engineering, impersonating calls, email phishing and ransomware.

Impersonating calls are becoming more common and have included fraudsters pretending to be the IRS, the lottery saying you have won, the authorities saying they have a warrant for your arrest, or even vendor who have ‘detected’ a threat on your PC. If you receive a call, Stop, Think and Take Action. These sources would never call you regarding this information, how would they have known your phone number, and if it sounds too good to be true it probably is. Never visit a website as instructed over the phone, and don’t let them access your computer.

Email phishing themes can include invoices, past due messages and even an announcement of a tragic event, such as the death of a loved one.

Ransomware is when the files on your PC or mobile device are encrypted and held for ransom. Avoid ransomware by being proactive; patch all software on your devices as updates are available, remain on current operating systems and practice safe web browsing and email processing habits.

Prevention Steps

Taking preventive steps will help to protect your personal devices and information.

  • Patch your PC and mobile device Operating Systems
  • Patch all software on your PC and remain on current versions
  • Utilize anti-virus and make sure it is current
  • Practice safe web browsing habits
  • Create backups of sensitive information in order to avoid loss due to ransomware.
  • Use unique passwords on various websites:
    • Unique: Use different passwords between systems. A compromise of one system doesn’t place access to another at risk
    • Strong: Avoid dictionary words which are easily guessed or cracked. “Fall2016” is a very weak password!
    • Long: Long passwords are harder to guess and crack

Having layers of protection helps to protect your systems. Stop, think and consider your actions on a mobile device. Consider, do you have the same security controls as you have in place on your PC?

Educate Family

We often allow children to utilize our devices. This may place the devices at risk. The Internet can be a dangerous place for children. Learn how to protect them! Enable web browsing protection (https://www.us-cert.gov/publications/securing-your-web-browser) and talk to your children about the dangers of the internet (https://safeandsecureonline.org/parents-guardians/).


Additional Resources

Live First: Shop Simple with Apple Pay®

Now Available: Apple Pay for First International Bank & Trust Debit and Credit Cards

Welcome to a New Way to Pay!

Apple PayWe are excited to announce that we are now offering Apple Pay® with your First International Bank & Trust debit or credit card. Use Apple Pay to change the way you pay! It’s easy, secure, private and works at thousands of stores and participating apps. To see a complete list of Apple Pay merchants, click here.

Apple Pay allows you to make payments for goods or services directly from your mobile device, without having to provide card information at each transaction. Once you add and verify your FIB&T debit or credit card information on your device, you will be ready to make secure payments with Apple Pay.

 

Why Use Apple Pay?

Ever find yourself digging through your purse for your wallet? Have you gotten to the checkout line and realized you’ve forgotten your credit card at home? Let Apple Pay relieve those frustrations by paying in-store using just your phone! It’s easy, confidential, safe and reliable.

  • Simpler Payments | Hold your phone near an NFC reader and approve with your fingerprint or passcode.
  • Greater Privacy | Apple will not track your transactions and store that data.
  • Safe & Secure | Transactions are made without using card details, which reduces the chance of fraud. With Apple Pay, the device account number, along with a transaction specific dynamic security code is used to process the payment.
  • Better Experience | Apple is known for their exceptional user experiences, and Apple Pay doesn’t disappoint.

 

Pay with a Single Touch.

Rest easy. Apple Pay transactions are authorized with TouchID® thumbprint security or your passcode, and transactions never use your card number.

It’s a snap to get started

  1. Make sure your iPhone, iPad Air or iPad mini is running the latest version of iOS.
  2. Add your First International Bank & Trust debit or credit card to Apple Pay by opening Passbook® on your mobile device.
  3. Using iSight® camera, capture an image of your First International Bank & Trust
    card or type your information in manually.
  4. You will be prompted to call First International Bank & Trust to verify your
    card with Apple Pay.
  5. You’re ready to go! Use it within apps or hold your device near a contactless
    reader with your finger TouchID.

Look for these icons at checkout:

Apple Pay Logos


Looking for more information?
For more information on Apple Pay, including a list of FAQs, click here.

Disclosures
Apple, the Apple logo, iPhone, iPad Air and Passbook are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, iPad mini, Apple Watch, iTunes and Touch ID are trademarks of Apple Inc.

First International Bank & Trust does not charge a fee for the use of Apple Pay or First International Bank & Trust Mobile Banking. If you do not already have a data plan with your wireless service provider, normal data rates will apply.