Grand Forks Open House Celebration

Our new Grand Forks location officially opened in December and now it’s time to celebrate!

Join us for a Grand Opening Open House on Friday, January 26, 2018, from 3:00 PM to 5:00 PM. The Chamber will be on hand for the official ribbon cutting at 3:30 PM.

Register to win prizes all week long with drawings on the 26th. Join us all day for sweet treats and hot chocolate to stay warm.

Wayne Zink, Grand Forks President says, “We’re delighted to be in our new location and can’t wait to share it with you!”

First International Bank & Trust Columbia Commons | 1970 South Columbia Road Suite 110

Heritage Club News: January-February

Heritage Club News: January-February

We have a number of fun events and educational January/February newsletter issue here

Curious about Heritage Club and the benefits of being a member? Stop by and visit your local banker or visit our website to learn more.

Gretchen's Corner

Welcome to 2018 and the start to a brand new year! I hope you had a wonderful holiday season with family and friends. It’s the beginning of a new calendar year where we will celebrate new bank openings, meet new friends and celebrate a new year!

In 2017, we opened our new Rugby bank with a glorious grand opening in late October. The day was perfect, temperatures in high 70’s, no wind and we landed on a wonderful day to celebrate both inside and outside the new bank building. Steve and I, along with our family and staff, were happy to see so many people attend the Grand Opening along with the dedicating of our new/old HUB sign. The HUB was a landmark restaurant in Rugby located on Highway 2. We built our new bank on the site and kept the original HUB sign which was located on the post directly on the highway. The sign was gorgeous, filled with memories of the beloved HUB coffee shop and landmark. I have always loved the sign with the large picture of North America. I told the architects early in the project “the sign needs to stay in the original spot but lets re-locate it inside the new bank.”  Well….signs do not always look very large when mounted 30 feet in the air! When the contractor took the sign down, we found out the sign measured 16 feet across and weighed 3,800 pounds! The HUB sign was a bit larger than expected for a simple wall mount. In order to keep the sign in the building, we had to re-configure the fireplace three times to make it strong enough to hold the HUB sign. We also needed to place the sign in the building before the roof, doors and walls were up. I had a few architects and contractors give me “the look” during the process, but it all turned out fantastic and the sign is amazing, securely mounted on the fireplace! The original owners of the HUB attended the grand opening and served HUB stew and treats that were popular at the restaurant. It was a Grand Day in Rugby! 

Read more of Gretchen's article!

What's Happening Now

Winter Safety Tips

‘Tis the time of the year where snow accumulations tend to build and temperatures drop – at least for those who stay in the upper mid-west. We want to make sure you stay safe this season so you can continue to enjoy time with your family and friends.

Taking a Road Trip?

The National Safety Council recommends you keep these winter essentials in yor car:

  • Properly inflated spare tire, wheel wrench and tripod jack
  • Shovel
  • Jumper cables
  • Tow and tire chains
  • Bag of salt or cat litter for better tire traction or to melt snow
  • Tool kit
  • Flashlight and extra batteries
  • Reflective triangles or flares
  • Compass
  • First aid kit
  • Windshield cleaner
  • Ice scraper and snow brush
  • Matches in a waterproof container
  • Scissors and string or cord
  • Nonperishable, high-energy foods like unsalted, canned nuts, dried fruits and hard candy
  • Blankets, mittens, socks and hats
AAA offers these winter driving tips to assure you get to your destination, safely:
  • Never mix radial tires with other types of tires
  • If possible, avoid using your parking brake in cold, rainy and snowy weather
  • Do not use cruise control in wintery conditions
  • Look and steer in the direction you want to go
  • Accelerate and decelerate slowly
  • Increase following distance to 8 to 10 seconds
  • Know whether you have antilock brakes, which will “pump” the brakes for you in a skid
  • If possible, don’t stop when going uphill
  • Keep your gas tank at least half-full
  • If you do get stranded, don’t try to push your vehicle out of snow
  • Signal distress with a brightly colored cloth tied to the antenna or in a rolled up window
The National Safety Council recommends the following tips if you shovel snow:
  • Do not shovel after eating or while smoking
  • Take it slow and stretch out before you begin
  • Shovel only fresh, powdery snow; it’s lighter
  • Push the snow rather than lifting it
  • If you do lift it, use a small shovel or only partially fill the shovel
  • Lift with your legs, not your back
  • Do not work to the point of exhaustion

Heritage Club Highlights

Elgin - Join us February 14 for Valentine's Day!
Fargo-Moorhead - We'll be hosting a lunch and learn workshop February 16. Come and learn the different uses and properties of your cell phone. 
Harvey - Stop in and register between February 1–14 to win a supper for two. 
Killdeer - Join us for a card party January 17.
Fessenden - Sign up for a drawing to work tickets to the Fireman's supper in February. 
MinotStop in and register between February 5–9 to win a dinner for two. 
WillistonStop in for cookies and coffee anytime!
Staples/Motley - Come in and register between February 5–13 to win an ice cream cake from Dairy Queen.
Watford City  - Join us at Six Shooter's Showhall January 31 for a showing of the movie Miracle on Ice.

Featured Recipe

Red Velvet Chocolate Chip Cookies

We would love to feature your recipe in the next edition of our Heritage Club newsletter. Submit your favorite recipe by email or mail (3001 25th St. S, Fargo, ND 58103 - Attn: Marketing). Be sure to add a note about what makes the recipe special!

New Branch Now Open in Grand Forks

New Branch Now Open in Grand Forks

We have opened our doors to our newest First International Bank & Trust branch in Grand Forks, ND. It is located in Columbia Commons at 1970 South Columbia Road.


The bank operated a loan and deposit production office in a temporary space in Grand Forks since May of 2017. The opening of this branch marks First International Bank & Trust’s 21st branch in North Dakota and secures a branch presence in the state’s most populated cities.


Peter Stenehjem, Bank President stated, “This is an exciting day for our Company. We have been serving customers in the Grand Forks area for years and are now able to further our commitment by opening this beautiful facility that is staffed with financial experts who will take great care of our customers.”


Grand Forks President, Wayne M. Zink shared, “I am so pleased to welcome our customers into our new location. We have received a warm welcome from the Grand Forks community and look forward to serving customers for years to come!”


Watch for our Grand Opening celebration in January of 2018.

Holiday Hours

Holiday Hours

This holiday season, our branches will be closed on the following days to spend time with their families and friends.

Thursday, November 23 | Thanksgiving

All branches are closed and will reopen on Friday, November 24 with regular hours.

Monday, December 25 | Christmas

All branches are closed and will reopen on Tuesday, December 26 with regular hours.

Monday, January 1 | New Year’s Day

All branches are closed and will reopen on Tuesday, January 2 with regular hours.

To find your local branch’s regular hours, please visit the Locations and Hours section of our website.

Heritage Club News: November-December

Heritage Club News: November-December

We have a number of fun events and educational November/December newsletter issue here

Curious about Heritage Club and the benefits of being a member? Stop by and visit your local banker or visit our website to learn more.

Gretchen's Corner

This is the official Christmas edition of the newsletter! This must mean Christmas is near—and the official start to Christmas has begun, at least according to the stores. I have noticed many stores have been filled with Christmas items since late September, which brings big objections from me. I prefer to enjoy my holidays one at a time, so I plan to celebrate Thanksgiving before the Christmas holiday season.

One year, I decided to be “Super Mom” organized for the holidays. Steve and I had four active kids involved in sports and extra-curricular activities, so days and nights were busy. I wanted to have all holiday tasks completed so my family could enjoy a Hallmark-type Christmas. Don’t we all love the Hallmark commercials where everything looks so perfect and Christmas-like! I started to attack the Christmas d├ęcor and set myself a deadline of Thanksgiving! I decorated our house: tree up, lights on, stockings hung, garland wrapped, and gifts secured (well, most were purchased and a few were wrapped). I felt so good about heading into the holidays with everything completed for Christmas—and I did all of this the week before Thanksgiving!! I was feeling pretty good about myself—all organized and ready for the holidays. Christmas decor and gifts were checked off my list!! Done! “Super Mom, Gretchen!” I just about wore a red cape as an action figure!

Read more about Gretchen preparing for the holiday season!

What's Happening Now


Financially Safe Holiday Travels

The holiday excitement is all around. Your suitcase is packed, you’ve got your travel itinerary, and you’re prepared for the weather where you are going. But are you all set financially? FDIC Consumer News offered the following suggestions before you leave.

Decide on the amount of cash you may need.

You may want to take some cash to pay for small purchases where credit cards may not be accepted. But for your own security, it’s not a good idea to take a lot of cash anywhere. If your cash is lost or stolen, you cannot replace it.

Take a couple of credit cards.

They are generally widely accepted. Just as when you are not travelling, it is best not to carry any more cards than what you expect to use, in case you lose your wallet.

Consider other alternatives to cash.

Debit cards, which can be used at stores and at ATMs, deduct funds automatically from a bank account. Prepaid debit cards, which are generally not linked to your bank account, allow you to load a specific amount of money on the card for purchases and ATM cash withdrawals.

Don’t flaunt your cash, bank cards, jewelry or other valuables.

When you travel, modesty is not only the best policy, it may also deter a robber. If possible, leave your jewelry and other valuable items in a safe deposit box at your financial institution or leave expensive items at home. Pickpockets thrive in certain communities, so don’t ever leave your purse, wallet or keys out in the open. If you have a travel companion and you share the same credit card accounts, it may be a good idea to carry one card each from different accounts so you can avoid losing all your cards at once.

Pay your bills before you go, especially if you’re going to be away for two or more weeks.

Doing so will eliminate hassles when trying to pay bills from the road, which could include finding a secure Internet connection to log into your financial accounts. You’ll also avoid the risk of forgetting to make a payment during your trip and incurring late fees.

Heritage Club Highlights

Elgin - Join us December 14 for our Christmas Open House!
Fargo-Moorhead - We'll be hosting our Christmas Luncheon on December 8 at the Delta Marriott Hotel.
Harvey - Stop in and register between November 11–17 to win a turkey for Thanksgiving! 
Killdeer - Come in and guess the number of candy corn in the jar before November 17!
Fessenden - Join us for our Christmas Open House December 20!
MinotStop in and register between November 13–17 to win a turkey for Thanksgiving! 
WillistonStop in for cookies and coffee anytime!
Staples/Motley - Come join us December 5 from 12–2 PM at Spot Cafe in Motley for our Heritage Club Christmas Party.
Watford City  - Join us for our annual Christmas Open House December 14 from 11:30 AM–2:00 PM.

Featured Recipe

Orange-Cranberry Pound Cake

We would love to feature your recipe in the next edition of our Heritage Club newsletter. Submit your favorite recipe by email or mail (3001 25th St. S, Fargo, ND 58103 - Attn: Marketing). Be sure to add a note about what makes the recipe special!