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Compare Checking Accounts

Find the Checking Account that Is Right for You.

Do you want free checking, interest checking or a high-volume business checking account? Whatever you want, we have what you need at First International Bank & Trust.

Open Account*

*Business accounts are not available to open online at this time.

  • Compare Personal Checking Accounts

     Free CheckingInterest First Checking
    Opening Balance

    None

    $100

    Service Charges

    None

    $4.95 (eStatements)4
    $9.95 (Paper Statements)4

    Minimum Balance for Service Charges and/or Interest

    None

    $100

    Earns Interest

    No

    Yes2

    Statement Frequency

    Monthly

    Monthly

    Visa Debit & ATM (Check & Cash) Card

    Free

    Free

    Mobile Banking

    Free5

    Free5

    Online Banking and Bill Pay

    Free

    Free

    eStatements

    Free

    Free (w/eStatement account)

    Check Writing

    Unlimited

    Unlimited

    Checks

    First Box Free (Wallet Style)

    First Box Free (Wallet Style)

    Check Images

    No

    No

    First International Bank & Trust ATM Access

    Free

    Free

    Non First International Bank & Trust ATM Access

    Fees may be reversed3

    Fees may be reversed3

    First Reserve Line of Credit

    Available with Qualifying Application1

    Available with Qualifying Application1

  • Compare Business Checking Accounts

     Business EdgeBusiness Edge PlusBusiness Edge Premium
    Minimum Balance for Interest

    None

    $100

    None

    Monthly Service Charges

    None (eStatements) $14 (Paper Statements)3

    $12 (eStatements)3
    $17 (Paper Statements)3

    $15 (eStatements)3
    $20 (Paper Statements)3

    Minimum Balance for Service Charges

    None (eStatements)
    $500 (Paper Statements)

    $2,500

    $5,000

    Interest Bearing

    No

    Yes5

    No

    Statement Frequency

    Monthly

    Monthly

    Monthly

    Visa Debit & ATM (Check & Cash) Card

    Free1

    Free1

    Free1

    Mobile Banking

    Free4

    Free4

    Free4

    Online Banking and Bill Pay

    Available

    Available

    Available

    eStatements

    Free

    Free

    Free

    Check Writing

    Yes

    Yes

    Yes

    Check Images

    Yes

    Yes

    Yes

    Transaction Charges

    Debit transactions in excess of 150 items per month will be charged $0.25 each

    Debit transactions in excess of 500 items per month will be charged $0.25 each

    Account receives an earnings credit based on the average collected balance to be applied towards the per item processing fees of $0.13/debit; $0.17/credit after the first 10 each month; $0.07/on-us deposit item; $0.10/transit deposit item that apply monthly

    First International Bank & Trust ATM Access

    Free

    Free

    Free

    Non First International Bank & Trust ATM Access

    Fees may be reversed3

    Fees may be reversed3

    Fees may be reversed3

    First Reserve Line of Credit

    Requires Separate Qualifying App & Approval

    Requires Separate Qualifying App & Approval

    Requires Separate Qualifying App & Approval