Bank Fees

Fee Schedule for First International Bank & Trust
Service Fee

Account reconciliation

$20 per hour

Account research

$35 per hour/$.25 per copy/$35 min.

Balance inquiries

No charge

Bill Pay through Online Banking

No monthly fee
Same day payment: $9.95
Overnight payment: $14.95

CashCard (ATM) and Check &CashCard (Debit) replacement

$5

Cashier’s checks

$5 each

Collection items

$25 each

Continuous Overdraft Balance Fee*

$30 each 7th calendar day

Duplicate statements

$2 each

Early account closing

$10 for accounts opened less than 6 months

Fax receiving

$.50 per page

Fax transmittals

$2 for 1st page, $1 per page thereafter

Foreign cashier’s checks

$25 each

Garnishments and levies

$35 charge

Indemnity bonds

$25 each

Laminating

$1 per page

Night depository bags

Cost varies with size

Overdraft fee – savings

$30 per item

Paid Overdraft Item Fee*

$30 per item

Photocopies

$.25 per copy

Returned item fee*

$30 per item

Rushed Check & CashCard (Debit) card fee

$50 for overnight delivery service

Stop payments

$30 per item or $60 per range of items

Telephone transfers

No charge

Visa Gift Card***

$4.95 each

Dormant charges:

Checking acct – 1 yr. no activity

$5 per month if balance falls below $1,000.00

Savings acct – 2 yrs. no activity

$6 per quarter if balance falls below $1,000.00

Notary Services:

Customers

No charge

Non-customers in ND

$5 per item (as allowed by law)

Non-customers in AZ

$2 per item (as allowed by law)

Non-customers in MN

$1 per item (as allowed by law)

Safe deposit boxes:**

Rental

Based on size and availability

Lost key and forced entry

$40 minimum

Late payment

$15

Wire transfers – outgoing:

Customers

$15 each

Heritage Club members

$12 each

Business customers

$25 each

Non-customers

$25 each

Wire transfers – incoming

$15 each

International wires

$50 + costs