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Tier 1
Designed for businesses where simplicity is a top priority.

Features Include:
  • Review up to the minute account information.
  • Provide controlled access for bookkeepers, accountants, controllers, etc.
  • Initiate payments to outside vendors through bill pay service.
  • Retrieve check images.
  • Transfer funds between accounts.
  • Retrieve account statements.
Fees Include:
  • $15.00 one-time setup fee.
  • $15.00 per month.*
*Fees may be offset by earnings credit calculated on the average daily collected balance for Business Edge Premium accounts.


Tier 2
Designed for the business customer looking to enhance business practices.

Features Include:
  • Review up to the minute account information.
  • Provide controlled access for bookkeepers, accountants, controllers, etc.
  • Initiate payments to outside vendors through bill pay service.
  • Retrieve check images.
  • Transfer funds between accounts.
  • Retrieve account statements.
  • Initiate wire transfers.
  • Upload ACH (Automated Clearing House) files for processing payroll, paying invoices, etc.
    • Limited ACH capability software available.
  • Electronic Data Interchange available for obtaining additional information on payments received through ACH.
Fees Include:
  • $15.00 one-time setup fee.
  • $25.00 per month.*
  • $10.00 per ACH file plus $.10 per item.*
  • $25.00 per domestic wire transfer.*
  • $50.00 plus costs per international wire transfer.*
*Fees may be offset by earnings credit calculated on the average daily collected balance for Business Edge Premium accounts.


Tier 3
Designed for the robust business customer looking to increase office efficiencies by maximizing online capabilities.

Features Include:
  • Review up to the minute account information.
  • Provide controlled access for bookkeepers, accountants, controllers, etc.
  • Initiate payments to outside vendors through bill pay service.
  • Retrieve check images.
  • Transfer funds between accounts.
  • Retrieve account statements.
  • Initiate wire transfers.
  • Upload ACH (Automated Clearing House) files for processing payroll, paying invoices, etc.
    • Limited ACH capability software available.
  • Electronic Data Interchange available for obtaining additional information on payments received through ACH.
  • Merchant Capture services with free scanner.
Fees Include:
  • $15.00 one-time setup fee.
  • $75.00 per month or $3.75 per day based on 20 business days.*
  • $10.00 per ACH file plus $.10 per item.*
  • $25.00 per domestic wire transfer. *
  • $50.00 plus costs per international wire transfer.*
*Fees may be offset by earnings credit calculated on the average daily collected balance for Business Edge Premium accounts.


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First International Bank & Trust now offers the ability to download account information into Quicken® and QuickBooks®.
First International Bank & Trust © 2014
100 North Main
Watford City, North Dakota 58854
1-800-359-8092 webmaster@firstintlbank.com
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