First International Bank & Trust
rev.10/2012
FACTS WHAT DOES FIRST INTERNATIONAL BANK & TRUST and INSURANCE DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security number and Transaction and loss history
  • Credit history               and  Insurance claim history
  • Income                         and  Account balances

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First International Bank and Insurance chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does 1st International
Bank & Insurance share?

Can you limit this sharing?

For our everyday business purposes--
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Yes

No

For our marketing purposes--
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates' everyday business purposes--
information about your transactions & experiences

No

We don't share

For our affiliates' everyday business purposes--
information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions? Call 877-837-1600 or go to http://www.firstintlbank.com/   
Who we are
Who is providing this notice? First International Bank & Trust and First International Insurance
What we do
How does First International protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.
We restrict access to your personal information to those employees who need to know that information to provide services to you.
How does First International collect my personal information?

We collect your personal information, for example, when you

  • Open an account              or Apply for insurance
  • Apply for a loan                or Use your debit or credit card
  • Seek advice about your investments

We also collect your personal informaton from others such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

  • First International Bank & Trust and First International Insurance does not share with our affiliates.
Nonaffiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

  • First International Bank & Trust and First International Insurance does not share with non-affiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include gift and travel card companies.
Other important information                                                                                


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First International Bank & Trust © 2014
100 North Main
Watford City, North Dakota 58854
1-800-359-8092 webmaster@firstintlbank.com
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