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Business Edge
A checking account designed for businesses where simplicity is a top priority.

Features Include:
  • Free Check & Cash card 1
  • Online services available
  • Up to 150 debit transaction items per month 2
  • No minimum balance with eStatements and no monthly service charge
  • $500.00 minimum balance with paper statements. Monthly service charge of $12 if balance falls below $500.
  • Free check images with monthly statement
1Check and Cash card is subject to approval.
2Debit transactions in excess of 150 items per month will be charged $0.25 each.


Business Edge Plus
A checking account designed for the growing business with increased transaction volume.

Features Include:
  • Interest Bearing 1
  • $2500.00 minimum balance
  • Free Check & Cash Card 2
  • Online services available
  • Up to 500 debit and credit transaction items per month 3
  • Free check images with monthly statement
  • $12 monthly service charge with eStatements or $17 monthly service charge with paper statements.
1$100.00 minimum average available balance required to earn interest.
2Check and Cash card is subject to approval.
3Debit and credit transactions in excess of 500 items per month will be charged $0.25 each.


Business Edge Premium
A checking account designed for the mature business with sizeable transaction volume and cash management needs.

Features Include:
  • Free Check & Cash card 1
  • Online services available
  • $5000.00 minimum balance
  • Free check images with monthly statement
  • Unlimited transaction items per month 2
  • $15 monthly service charge with eStatements or $20 monthly service charge with paper statements.
1Check and Cash card is subject to approval.
2Business Edge Premium checking accounts receive an earnings credit based on the average collected balance maintained. Business Edge Premium accounts are charged a fee‡ for each item processed, including incoming and outgoing wire transfers, online bill payments, returned items, cashiers checks, and merchant capture services. Item processing fees may be offset by earnings credit calculated on the average daily collected balance.

‡ $0.13 per debit, $0.17 per credit > 10, $0.07 per on-us check deposited, $0.10 per transit check deposited.


Property For Sale
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Check out the properties we have for sale.
Export Transactions
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First International Bank & Trust now offers the ability to download account information into Quicken® and QuickBooks®.
First International Bank & Trust © 2014
100 North Main
Watford City, North Dakota 58854
1-800-359-8092 webmaster@firstintlbank.com
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